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hairstyles HUD Homes middot; U.N.'sure' no militants at school hit by Israeli troops
http://www.cnn.com/2009/WORLD/meast/01/07/israel.gaza.school/index.html
Human sheild, hiding in hospital, hiding in mosques, hiding in school - All are big lie and bullshit.Just to justify the killing of innocent lives.
hey dude.just a few posts back, you mentioned that cnn and fox are mouthpieces of a vast jewish conspriacy.and now you have no qualms in using CNN to justify another argument you are making.so i guess it's ok to switch sides in the middle of an argument?i'm not trying to demean you, but you sure have me confused now.
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hud homes logo.images 4 like_watching_paint_dry
07-16 10:10 AM
Don't yell at me.I agree with most of you guys.I am also a masters degree holder from a US university and waiting for my GC and I think the body shops created most of the bad reputations for the h1-bs.Even though some of you say it is a small percentage, I disagree.If we also push for some h1-b reform, may be we can get what we want.Usually a bill develop as a package.
Some one asked for the name of a body shop.I could provide that if you think there will be some action against them.
If you go to anti-H1-b sites, They are displaying things like, Advertisements listing H1-b available for a number of US cities.These are ads taken from body shops.The anti-h1-b sites use this as a propaganda.I think it hurts all of us.:D
If you hold an advanced degree from a good school in the US, then you are usually one of the most sought after professionals in this country.If you think you are not among the best and the brightest and you deserved to end up in a h*le like the one you are talking about, the least you still do is keep your self respect and abide by the laws.
You can definitely help by initiating action against the offending body-shop guy.DOL/CIS have stepped up enforcement and are going after such violators.It is not legal to "bench" an employee and not pay the offered wages or pay below the prevailing wage specified in the Labor Condition Application form filed by your employer.I'm not sure but I've probably read that asking the employee to pay the immigration processing costs is not legal either.
DOL/CIS has forms for reporting these kind of violators.If you do not do this, that same body shop will do the exact same thing to the next person tomorrow.And that next guy could be your younger brother or sister.
You can use these forms and file a complaint:
http://www.dol.gov/esa/forms/whd/WH-4.pdf
http://www.usdoj.gov/crt/osc/htm/charge.htm
VIEW Foreclosures, HUD homes JazzByTheBay
06-05 01:41 AM
It's rea*suring to see one's thought process wasn't entirely illogical after all.
Now, if you talk to real estate agents, you'll be told this is "the best time to buy".
jazz
here is a good point about long term housing prospects.I for one am glad that GC delay saved me from buying a house.
this is from an article
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Why do I think housing is in the tank for the long term?
First, I listen to people smarter than I am - a key to success from investing to recreation league baseball.When my rec team had its first losing season - after twelve consecutive great seasons (two per year) I did the logical and hired a professional coach.They were winners the next season.Ditto for analyzing stuff - and I follow Ivy Zelman and Whitney Tilson.They have been dead on about the mortgage meltdown - and see a larger one coming.
Listening to them, reading data and being objective has led me to see the key to a rebound in housing is clearing inventory - too much supply and too little demand, and since lower than five percent interest rates have not spurred buying, supply is the issue.Supply comes from the sale of existing homes, the sale of new homes, and the sale of foreclosed homes.
* Typically ten to fifteen percent of Americans sell or want to sell their home in a given year.Recent survey data shows the number is now 30%.Keep that in mind.
* New home sales are incredibly low.Market wisdom said home building stocks would rise once the new housing start rate hit a million and inventory became tight.New home starts are roughly half of that and there ain't no rebound.As the poet said, times, they be a changing.
* People are not selling, and builders are not building, not just because people are not buying - it is because prices are low and going lower and the driver here is foreclosures.Data can be found here, there and everywhere but the salient data points are a) banks are accelerating foreclosures, b) the next wave of resets of mortgages, the cause of most foreclosures, does not peak until the summer of 2011, c) banks are already sitting on more than half a million homes they have not listed for sale, and the whopper is d) the New York Times has reported that there are nineteen million empty housing units and only six million are listed for sale.
This last point, when combined with another couple of million foreclosed homes, then with desire for people wanting to sell their home as soon as they can, means excess inventory for as far as the eye can see.I originally projected housing prices would, nationally, bottom at the end of 2011 and prices would begin to pick up in mid 2012.I may have been premature.With resets peaking in mid defaults will probably peak in early Q4 2011; this means foreclosure listings will peak in mid-summer 2012, after the peak selling season, not good for managing down inventory.Assuming demand picks up - a near heroic a*sumption at this time as interest rates will be higher and unemployment could be the same or higher at that time - you will start to see inventory declining in a meaningful way until 2013 at the earliest.
I have focused on supply - was I too cavalier about demand?Well, that is more problematic - resets, defaults and foreclosures are fourth grade math and although the only thing I knew about housing was my own mortgage before this mess started, I can do fourth grade math and every forecast I have made about foreclosures and inventory has been right within a 30-45 day period.
Using fourth grade math as our primary tool does have value in estimating demand.Roughly 40% of demand in the peak year - 2006 - was sub-prime or near sub-prime - and these buyers are out of the market for a considerable period of time.And a very large percentage - some analysts estimate as high as a third - of all sales were for investment and second homes.Most of this demand is gone for the foreseeable future.Add tightening credit standards, recession ravaged incomes and personal balance sheets, and a new frugality and it is hard to see demand in 2013 or 2014 climbing past 50% of demand in 2006.Even if the FHA does not go bust - which it will, requiring another Treasury bailout.
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HUD Homes.Price: Mid 200#39;s Terrorist attacked and destroyed two American building.What happened after that; Two of their country are now in American control and carpet bombed.This is a country of brave with brave leaders.
What happened to India.Our people are strong, courageous, patriotic, but the political leaders are spineless, corrupt and taking the dynastic route of Gandhi/ Nehru.
We miss a leader like Netaji.
In America, most of the senators, former top leaders have military background and training.For India also we need a system to make compulsary at least 2 year military training to aspiring politicians, make mandatory thing to stand for the election for a*sembly and parliament.Then only we will get corruption free good leaders.
Look world leaders like Putin & Isreal leaders.
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hud homes logo. I wish that you would drop whatever you have in your signature....George Allen was one of the co-sponsors of the original SKIL bill...He was sympathetic to our cause...Now when he made those comments he was pandering to certain local sentiments....Conservative senators have been more sympathetic to us than democrats...It is time to stop beating that dead horse...
dresses HUD homes for sale in That's exactly what I was wondering about!Did anybody get a rejection letter from *DOL* advising them to apply in EB3 instead?It's hard for me to believe DOL was ever that helpful!
And if they did not hear it from DOL and did this on their attorney's/employer's advise sending out this letter may spell trouble for the sender.You are basically sending out a signed letter stating that you tried to get labor approved for one category, failed and then applied in a lower category for exactly same job to work your way around the rejection.I'm not sure on how solid legal ground we will be if this be the case.Job requirements are supposed to be what they are and not what is "approvable".Remember recent Fragomen audit?
Now before labeling this as yet another FUD from EB2 please understand that I'm not saying that you should or shouldn't send out the letter.Just that we should consult someone qualified in immigration law to make sure we are not inviting more troubles than what we are already in.
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Homes for Sale middot; HUD Homes Though I like Obama as a person who promises positive change, I am afraid this will turn into disaster for all of us.Obama in white house to me translates into 'Curtains' for all legal high skilled immigration.
If all of you had watched the drama unfolding last year with CIR and Durbin's proposed draconic measures you will all know what is in store for us.We all know who will be pulling the strings as far as immigration policy making goes with democrats in the white house.
Mccain is good for us as long as he seperates himself from house republicans.Obama is good if he gets rid of that stupid durban.
Though Mccain is business friendly.There are talks on CNBC and Wallstreet about rebuidling capital in this country and skilled immigration is part of it.I think Michele..I don't know last name wrote an article in Wall Street Journal Today supporting Legal Immigration , innovation and creating demand for housing in this country.It's the protectionist lobby which is screwing the country.
2010 VIEW Foreclosures, HUD homes
Find HUD homes in Minnesota 1.Interest you pay
2.Property taxes you will pay forever.
3.Maintenance you will pay forever.
On the other hand - if you rent and,
A.IF you pay less in rent than #1 + #2 + #3,
B.IF you invest the remainder plus your mortgage principal amount in some other investment vehicle with superior investment returns than real estate.
....Then you will come out ahead renting.
The tipping point is whether your rent equals interest + property taxes + maintenance.Based on which side is higher - either renting or buying could be good for you.I don't think there is a clear cut answer.This does not take into account the flexibility a*sociated with renting - which is important for non-GC holders.If you a*sign a non-zero dollar value of $X with that flexibility, then your rent needs to be interest + tax + maintanance + $X to get to the tipping point.On the other hand, if you are not forced to save (in the form of mortgage principal payment every month) - you may just spend that money instead of investing that.If you a*sign a dollar value of $Y with that (probability multiplied by actual dollar value) - then the tipping point is at
$rent = $interest + $tax + $maintenance + $X(dollar value for flexibility) - $Y(dollar value for probability of spending money instead of saving).
Now as soon as you plug in the numbers in this equation - it will give you your tipping point and will tell you whether it is right for you to rent or to buy.
Think about it.It is not as clear cut as you think it is.:-) Based on your earlier posts - you got an absolutely faboulous deal on your house (maybe because of your timing) and the tipping point equation would probably highly favor buying in your case.For many other (specially for those without a GC) - it may not be so clear cut.
Yes its not clear cut but lets replace your X, Y and others with numbers
Suppose your rent is 1500$ a month
You pay 540,000 $ in 30 years
so your point 1 - the interest payment is always going to be less than rent if you look over the 30 year term of mortgage since there is no way to pay 540,000 dollars in interest in 30 years looking at the amortization table unless you are buying a million dollar plus house.( I a*sumed 5 % rate of interest )
2.Property taxes - these we write off from our income which again becomes pointless more or less
3.Maintainence - Now that is a personal thing - I lived in rented apartments for many years until last year end - The property admins don't replace things on demand - so you have to live with the same old appliances , carpets etc etc until they really die off since no one is going to replace them on demand .Things break so many times as they reach the end of their life and you call the property office each time and so on.
I would rather that I maintain my own things and have best of the market stuff rather than not.
Some people might say there are rented places where they have top of the line stuff but remember that the rent goes higher too.So that negates that point.
And coming to what you say in the end - my mortgage is the same as I paid for rent so renting doesn't make any sense to me.The only thing is that if I have to move back to India I will have to sell the house which I am not worried about since I live in a very good area and two houses in my lane got sold within a month last month at more than the price which I paid for my house.
As someone said real estate is highly local.Not all places in US are losing values .There are a lot of good areas which have reached bottom.The house I bought was 20% off from the price the person whom I bought it from paid in 2005.So that is already priced in.
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